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WHAT YOU NEED TO KNOW
How much do I need for a down payment on a home?
The amount you’ll need for a down payment depends on the type of loan and your financial situation. In Maine, many buyers put down less than the traditional 20%. FHA loans allow as little as 3.5%, and some conventional loans go as low as 3%. Jillian Cook can help you connect with trusted local lenders in the Farmington area to explore your best financing options.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?




